Any customer to a financial institution has to be aware of the AML policy of the bank. Hence, this is potentially a key area for questions in interviews and discussions.
Anti-Money Laundering is an important banking procedure that enables banks to be alert for money laundering methodologies and to be able to track and monitor potential laundering accounts and relationships. Know Your Customer (KYC) is the guiding principle behind Anti-Money Laundering (AML) measures.
This course will introduce you to entities and processes related to Anti-Money Laundering processes and various factors which are critical to them. You will be able to demonstrate a competency in the use of language and terminology appropriate to Anti-Money Laundering.
This course has been designed to impart basic knowledge on 'credit risk analysis', the important element in any lending decision.
The course is relevant for both, Credit Risk personnel as well as any Relationship Manager. For the Credit Risk people, it helps form a clear framework of business risk, financial risk and management risk analysis so that it can be adopted at enterprise level. For the Relationship people, it helps to quickly filter out the credits that will meet their internal guidelines so that they can use their time efficiently.
The course on 'Financial Ratios and Credit Risk' delivers knowledge on fundamental concepts of credit risk through a step-by-step understanding of the financial ratios and cash flows so that the finance officer understands the financials of the company better. The next steps are the assessment of business risk, industry risk, management risk and various other / related factors. These are introduced through a case study approach.
The course ‘Fundamentals of Foreign Exchange’ provides comprehensive coverage of the concepts, terminology and entities involved in the Foreign Exchange market. The course covers not only the basics of how to read a Forex quote but also explains Forex Operations such as the Authorised Dealer licensing process and infrastructure requirement for Dealers & Banks. The course introduces the learner to the various banking products related to Foreign Exchange alongwith the Regulatory aspects including compliance and anti-money laundering.
A bank's treasury is central to the operation of a bank. Every department, be it retail, corporate, strategy or forex operations interfaces with the bank treasury as it is a conduit of fund management to the bank.
This course covers the essential structure, function, concepts and processes of a bank's treasury. At the end of this course, the learner will be able to -
• Demonstrate a command of the concepts, structure and procedures that drive the Bank Treasury and various factors which are critical to them and
• Demonstrate competency in the use of language and terminology appropriate to Treasury.
• * Finally, the course will give the learner an option to test the learnings through a case study which he/she can submit for grading to TrainingCentral domain experts.